Do you have questions about health insurance plans? You can trust Stephen Schrempp Insurance to keep you informed on the best path for you.
About Health Insurance
Health insurance is a type of insurance coverage that typically pays for medical, surgical and prescription drug expenses incurred by the insured.
Health insurance can reimburse the insured for expenses incurred from illness or injury or pay the care provider directly. Health insurance can be tricky to navigate. Managed care insurance plans require policyholders to receive care from a network of designated healthcare providers for the highest level of coverage.
If patients seek care outside the network, they must pay a higher percentage of the cost. In some cases, the insurance company may even refuse payment outright for services obtained out of network.