Accidental Injury Insurance
We Offer Effective And Affordable Accidental Injury Plans That Are Essential To You And Your Family.
About Accidental Injury Insurance
This type of insurance is also known as accidental injury supplement insurance is a policy that either reimburses or pays a lump sum to the insured in the event of a claim arising from an accident or injury. The policies typically have benefit amounts that range from $1,000 up to $50,000 or more. Accident supplements may have small deductibles.
Accident supplements are offered by many major medical carriers as an add-on, but they can also be purchased on their own, either from major medical carriers that offer that option, or from a company that specializes in supplemental coverage.
Accident supplements are not regulated by the ACA, so they are available for purchase year-round.
They are not suitable as stand-alone health coverage, but they can be a good option in conjunction with a major medical plan, especially one with a relatively high deductible. In the event of an injury or accident, the accident supplement will reimburse the insured up to the amount of the benefit on the accident supplement. The funds can usually be used to pay major medical expenses or any other expenses.